This type of report is often asked for by a Mortgage Valuation Surveyor acting for a building society or bank, who require assurance that the property has no major structural defects which could adversely affect the value.
What does it cover?
This type of inspection covers the main structural items only, such as floors and walls, e.g. to identify the cause of any cracking to the masonry and internal finishes and distortion to the structure, such as subsidence or other structural problems.
Also previous structural alterations, such as removal of load bearing walls or chimney breasts.
It is basically tailored to the needs of your prospective lending institution or insurers, so you are only paying for the service actually required. If our terms of reference are limited, to say an inspection of cracking to one wall only, or to other specific defects of a limited nature, then we can provide a partial structural report at a lower cost.
Based on our findings from our visual inspection we will make the appropriate recommendations for remedial action.
Structural reports do not include comment on the general maintenance of the property such as decorations, ventilation, timber infestation, thermal/sound installation, dampness, electrical, plumbing and heating services and the roof covering.
The roof space and drainage will only be inspected where accessible and considered relevant to the investigation or when specifically requested. However any of these may also be inspected if required and are included as part of a full building survey.